FY 27 OPEN ENROLLMENT


OPEN ENROLLMENT PERIOD 


       April 1, 2026 to May 1, 2026



      »» ACTIVE EMPLOYEES ««    

        GIC BENFITS GUIDE

PLAN RATES


WHICH PLAN IS BEST FOR YOU?

♦ ♦ ♦ Make certain your doctors and hospitals are on the plan  ♦ ♦ ♦


«« ONLINE ENROLLMENT »»

https://www.mass.gov/mygiclink-member-benefits-portal




»» AVAILABLE HEALTH PLANS ««

                                                                            HARVARD PILGRIM

                                                                                            WHICH ONE IS RIGHT FOR YOU ?


ACCESS AMERICA - Member Guide

 (PPO Plan - National Network)

EXPLORER (POS PLAN) & QUALITY (HMO PLAN) - Member Guide

 

♦♦♦♦♦♦♦

WELLPOINT PLANS

TOTAL CHOICE - Summary of Benefits

Plan Benefits

(Indemnity Plan - Broad Network - New England)

PLUS - Summary of Benefits

Plan Benefits

(PPO Type Plan - Broad Network - New England)

COMMUNITY CHOICE - Summary of Benefits

Plan Benefits

(PPO Type Plan - Limited Network - Most of Massachusetts 

♦♦♦♦♦♦♦

MASS GENERAL BRIGHAM HEALTH PLAN

(HMO Plan - Broad Network - All of Massachusetts)

MGB Summary of Benefits

MGB Schedule of Benefits

♦♦♦♦♦♦♦

HEALTH NEW ENGLAND

 (HMO Plan - Regional Network - Western Massachusetts)

Summary of Benefits

Benefits Chart

♦♦♦♦♦♦♦

CVS CAREMARK PRESCRIPTION DRUG BENEFITS

CVS Caremark Plan Summary

CVS Digital Features

CVS Caremark Mail Service Order 

CVS Caremark Register

CVS Caremark Mobile App

Your No-Cost Prevention Services

Performance Drug List

Advanced Control Specialty Formulary

♦♦♦♦♦♦♦


Required Documents

Dependent Age 19 to 26 Enrollment/Change Form

Acknowledgement Form

Benefits Statement Correction Form

CHIP Notice

GIC Disabled Dependent Application

COBRA General Notice

COBRA Acknowledgement Form


ALTUS Dental 

SUMMARY

Enrollment Form

Max Carry Over

Pre-Treatment

Web Flyer

Rates


FLEXIBLE SPENDING ACCOUNT - FSA

Enrollment Forms

Open Enrollment Flyer

WEX Health Payment Card

Website & Email Change


SMART PLAN

Smart Plan Greeting

Overview

Online Enrollment

How to Access Your Account

SMART PLAN Representative


EMPLOYEE ASSISTANCE PROGRAM (EAP)

MIIA Employee Assistance Program

MIIA EAP Mobile APP



»» RETIREES & SURVIVORS ««

(Under Age 65)

GIC BENEFITS GUIDE


PLAN RATES


HARVARD PILGRIM PLANS


ACCESS AMERICA - Member Guide

(PPO Plan - National Network)

EXPLORER  (POS Plan) & QUALITY (HMO Plan)- Member Guide

♦♦♦♦♦♦♦

WELLPOINT PLANS

TOTAL CHOICE - Summary of Benefits

Plan Benefits

(Indemnity Plan - Broad Network - New England)

PLUS - Summary of Benefits

Plan Benefits

(PPO Type Plan - Broad Network - New England)

COMMUNITY CHOICE - Summary of Benefits

Plan Benefits

(PPO Type Plan - Limited Network - Most of Massachusetts)

♦♦♦♦♦♦♦

MASS GENERAL BRIGHAM HEALTH PLAN

(HMO Plan - Broad Network - All of Massachusetts)

Summary of Benefits

Schedule of Benefits

♦♦♦♦♦♦♦

HEALTH NEW ENGLAND

(HMO Plan - Regional Network - Western Massachusetts)

Summary of Benefits

Benefits Chart

FOR NON MEDICARE PLANS

CVS CAREMARK PRESCRIPTION DRUG BENEFITS

CVS Caremark Plan Summary

CVS Caremark Digital Features

CVS Caremark Mail Service Order 

CVS Caremark Register

CVS Caremark Mobile App

Your No-Cost Prevention Services

Performance Drug List

Advanced Control Specialty Formulary


ADDITIONAL DOCUMENTS

Required Documents

Dependent Age 19 to 26 Form

Benefits Statement Correction Form



»» RETIREES & SURVIVORS ««

(Medicare Eligible  - Age 65 & Older)

GIC HEALTH BENEFITS GUIDE

PLAN RATES



Harvard Pilgrim Medicare Enhance

Health New England

Tufts Medicare Preferred

Wellpoint Medicare Extension Guide

Wellpoint Medicare Extension Benefits Summary


SILVER SCRIPT PRESCRIPTION DRUG BENEFITS

SILVER SCRIPT Summary of Benefits

SILVER SCRIPT Drug List


ALTUS DENTAL PLAN